National Dental Plan: What You Need to Know - Dental on Beams

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Powered by humm
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Pay with humm

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Fast Approval

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Pay weekly or fortnightly

When you need the highest quality dental treatment, the last thing you should worry about is finance. National Dental Plan powered by humm is here to help.

NDP can cover ‘Little things’ such as fillings, scale and clean, extraction and teeth whitening for amounts up to $2,000 with payments spread over 2.5 or 5 months. ‘Big things’ can help with higher value treatments over longer payment terms.

You’ll enjoy fast approval and no interest ever with both Little things and Big things. You can make additional payments or pay your plan out early with no payout fees.

Get humming with the app

Download on the App Store Get it on Google Play

UsesNational Dental Plan. Powered by humm
Little Things

up to $2,000
National Dental Plan. Powered by humm
Big Things

over $2,000
Reusable LimitReusable LimitVaries by customer
Limit AvailableUp to $2,000Up to $12,000
Terms2.5 months – 5 fortnightly, 10 weekly,
5 months* – 10 fortnightly or 20 weekly
Up to 24 months
Deposit Required at
Time of Purchase
Yes (waived for VIPs)Yes (waived for VIPs next purchase)
InterestNeverNever
PaymentsWeekly or fortnightlyFortnightly
Establishment Fee$0$35-90
Additional Purchase$0$22
Payment Processing$0$0
Monthly Fee$0 for 2.5 month plans
$8 for 5 month plans*
$8^
Late Fee$6$6
UsesNational Dental Plan. Powered by humm
Little Things

up to $2,000
Reusable LimitReusable Limit
Limit AvailableUp to $2,000
Terms2.5 months – 5 fortnightly, 10 weekly,
5 months* – 10 fortnightly or 20 weekly
Deposit Required at
Time of Purchase
Yes (waived for VIPs)
InterestNever
PaymentsWeekly or fortnightly
Establishment Fee$0
Additional Purchase$0
Payment Processing$0
Monthly Fee$0 for 2.5 month plans
$8 for 5 month plans*
Late Fee$6
UsesNational Dental Plan. Powered by humm
Big Things

over $2,000
Reusable LimitVaries by customer
Limit AvailableUp to $12,000
TermsUp to 24 months
Deposit Required at
Time of Purchase
Yes (waived for VIPs next purchase)
InterestNever
PaymentsFortnightly
Establishment Fee$35-90
Additional Purchase$22
Payment Processing$0
Monthly Fee$8^
Late Fee$6

*Purchases need to be over $500 for a 5 month payment plan.
^Charged at the first of the month. If a monthly fee is missed it will be picked up in the next Direct Debit cycle.


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Who is NDP and humm?

National Dental Plan is a joint venture between Centaur, a leading provider of solutions and services in the dental sector, and humm. NDP is powered by humm – one of Australia’s largest payment plan providers. Humm is the combination of Certegy Ezi-Pay and Oxipay with over 500,000 customers that have previously shopped at over 12,000 retail locations.

Who can humm?

You just need to tick these boxes

Icon - ID

You must be 18 or over

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…have an Australian debit or credit card

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…be a permanent resident of Australia

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…have an Australian drivers license, Passport or Medicare card

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…have a valid email address and mobile number

Icon - Tick

For Big Things, you need to have a permanent job (at least 25 hours a week) or be on aged/veteran’s pension


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I want to humm! Where do I start?

This bit’s super simple. First things first: depending on whether you’re an Apple or Android person, go to either the App Store or Google Play and download the App.

Once you’ve got the App running, just follow the steps and you’ll be good to go. Niiiice!

Download on the App Store Get it on Google Play

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How do I pay with humm?

Humm is fast and simple to use. Just ask the friendly practice staff and they will help guide you through the process.


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